It's not too late. Small business owners often leave it to the new year, but, we all know what happens after the holiday break. Everyone is frantically catching up on being away from their business and planning then takes back stage. And guess what, 2020 ends up looking like "Groundhog Day".
Don't let this happen to you and if you want to do this professionally, how about you contact me and I'll guide you through what all of my clients do around this time of the year. Plan for next year in a very structured way.